Free Tool

True Annual Cost Calculator

A subscription is never just its sticker price. Enter what you pay and see the real cost per day, per year, and over five years.

El coste real

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al mes

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al año

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en 5 años

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Frequently asked questions

How do I calculate the yearly cost of a subscription?

Multiply the monthly price by 12, or the weekly price by 52. The result usually surprises people: a $12.99/month subscription is $155.88 per year, and $779.40 over five years. This calculator does the conversion instantly for any billing cycle.

Is annual billing cheaper than monthly?

Usually. Most services discount annual plans by 15–20% versus paying monthly. But annual billing only saves money if you actually keep the service all year. If there's a real chance you'll cancel within a few months, monthly billing is the safer choice.

Why look at the 5-year cost of a subscription?

Because subscriptions feel small monthly and huge in aggregate. A $19.99/month subscription is nearly $1,200 over five years, even before any price increases. Seeing the long-term number makes it much easier to decide whether a service is genuinely worth keeping.