SubBuddy vs Monarch Money
Monarch is built for tracking wealth across accounts. If the job is subscriptions specifically, a dedicated tracker costs a fraction of it and does that one thing.
Monarch Money
$100 / year
- High annual recurring cost
- Connection breakages with banks
- Feature bloat if you just want bill tracking
One-time payment
SubBuddy
$64.99/ lifetime
- $64.99 once, and nothing renews
- Focused specifically on cutting monthly costs
- You enter each price, so nothing is mis-categorised
- One page, with no account aggregation to wait on
Feature by feature
| Feature | Monarch Money | SubBuddy |
|---|---|---|
| Lifetime Access | ||
| Cancellation Support (Guides) | ||
| Visual Payment Calendar | ||
| Investment Tracking | ||
| Household/Family Sharing | ||
| Price | $100/year | $64.99 Once |
Where SubBuddy is different
One payment
A subscription to manage your subscriptions is still a subscription. SubBuddy is $64.99 once, and nothing renews.
No data sold
We don't sell your data to advertisers or third parties. We are funded by users, not ads.
You enter the numbers
Automated syncing breaks and mis-categorises. You enter each price yourself, so the totals match your statements.
See what you actually pay
150+ people track their subscriptions in SubBuddy.
Start freeNo credit card required for trial.