True Annual Cost Calculator
A subscription is never just its sticker price. Enter what you pay and see the real cost per day, per year, and over five years.
The true cost
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SubBuddy adds up all your subscriptions, shows your true monthly and yearly total, and warns you before every renewal. No bank account needed.
See my real total for freeFrequently asked questions
How do I calculate the yearly cost of a subscription?
Multiply the monthly price by 12, or the weekly price by 52. The result usually surprises people: a $12.99/month subscription is $155.88 per year, and $779.40 over five years. This calculator does the conversion instantly for any billing cycle.
Is annual billing cheaper than monthly?
Usually. Most services discount annual plans by 15–20% versus paying monthly. But annual billing only saves money if you actually keep the service all year. If there's a real chance you'll cancel within a few months, monthly billing is the safer choice.
Why look at the 5-year cost of a subscription?
Because subscriptions feel small monthly and huge in aggregate. A $19.99/month subscription is nearly $1,200 over five years, even before any price increases. Seeing the long-term number makes it much easier to decide whether a service is genuinely worth keeping.