Operational insight for recurring spend
Research, playbooks, and product updates for individuals and teams managing recurring software costs.
Explore by workflow
Jump into a topic hub — audits, streaming costs, price hikes, cancellations & more
Explore by workflow
Jump into a topic hub — audits, streaming costs, price hikes, cancellations & more
Audit workflows
Subscription Audit Guides
Step-by-step subscription audit workflows for finding hidden recurring charges, reviewing app store subscriptions, and turning messy bank statements into a clear renewal plan.
Streaming costs
Streaming Cost Guides
Streaming price guides, rotation plans, bundle checks, and downgrade workflows for households trying to keep entertainment costs predictable.
Business SaaS
Small Business SaaS Subscription Guides
Small-business software audit guides for tracking SaaS owners, seats, renewals, deductible tools, duplicate coverage, and access risk.
Price tracking
Subscription Price Hike Trackers
Living guides and analysis for tracking streaming, AI, software, and recurring-service price increases before they quietly raise your monthly spend.
Cancellation playbooks
Cancel Subscriptions Without Losing Track
Practical cancellation guides for app stores, streaming platforms, free trials, dark patterns, and renewal traps that keep people paying longer than intended.
Anthropic Put Claude's AI Agents on a Meter: What the June 15 Credit Change Actually Costs You
On June 15, 2026, Anthropic moves Claude Agent SDK, claude -p, and Claude Code GitHub Actions out of your flat Pro or Max subscription and onto a separate monthly credit billed at API rates, with no rollover. Your chat stays the same. Your automations may not. Here is exactly what is metered, who actually pays more, and the before-June-15 checklist.
Amazon Put 4K Behind a Paywall: What Prime Video Ultra Actually Costs You in 2026
On April 10, 2026, Amazon renamed its ad-free add-on Prime Video Ultra, raised it from $2.99 to $4.99 a month, and moved 4K streaming behind it. Your Prime price never changed, but what it includes just shrank. Here is the exact June 2026 math, a who-actually-needs-Ultra decision framework, and how to decide before it auto-renews.
PlayStation Plus Went Up While Xbox Game Pass Got Cheaper: The 2026 Gaming Subscription Decision Guide
In the same spring, Sony raised PlayStation Plus and Microsoft cut Xbox Game Pass Ultimate, then pulled day-one Call of Duty. Here are the verified June 2026 prices for every tier, a play-pattern framework for matching the cheapest tier to how you actually game, and the annual-plan move that locks in the old PS Plus rate.
Is Your Bundle Actually Saving You Money? The 2026 ROI Calculator for Apple One, Amazon Prime, and Walmart+
Most people buy subscription bundles assuming they save money but never run the math. This step-by-step framework breaks down Apple One, Amazon Prime, and Walmart+ by what you actually use in May 2026 — and gives you a clear decision rule for whether your bundle is a deal, a breakeven, or a quiet money drain.
The Subscription Retention Offer Playbook: What Streaming Services Actually Offer When You Try to Cancel (May 2026)
Hulu, Peacock, Max, Apple TV+, Disney+, Paramount+, YouTube Premium, and Spotify all show retention discounts inside their cancellation flow. Netflix and Amazon Prime Video do not. Here is the May 2026 playbook for triggering the best offer, when to accept it, and how to chain offers into a 6-month rotation.
The 'Click-to-Cancel' Plot Twist: Why the FTC's Dream Rule Is Stalled in 2026 (And How to Protect Yourself Anyway)
The FTC's highly anticipated Click-to-Cancel rule was struck down in federal court, leaving the landmark consumer protection stalled. Here is the legal plot twist, what it means for your wallet, and how to cancel tough subscriptions in 2026 anyway.
Your Bank App Is Not a Subscription Tracker: What It Finds, What It Misses, and the 10-Minute Audit That Catches the Rest
Bank apps can surface some recurring payments, but they still miss app-store billing, PayPal agreements, annual renewals, and the context you need to decide what to keep. This 10-minute audit shows how to catch the rest.
Subpilot vs Rocket Money in 2026: Which Subscription Tracker Fits You Better?
Subpilot and Rocket Money both help people find recurring charges, but they differ on data sources, cancellation support, pricing transparency, and how much broader personal finance tooling they include.
Google Play Subscription Audit: How to Find and Cancel Hidden Android App Charges in 10 Minutes
Android app subscriptions are easy to start and easy to forget. This Google Play audit shows where to check, how to cancel or pause, what refunds can and cannot do, and how to track the apps you keep.
I Audited My AI Subscriptions in 2026: Which Tools Are Actually Worth Paying For?
AI subscriptions now stack up like streaming services. I reviewed my current AI tools, checked May 2026 pricing, and built a keep, cancel, or rotate framework for ChatGPT, Claude, Copilot, Cursor, OpenCode Go, GLM Coding Plan, and more.
Meet the New SubBuddy: A Cleaner Brand and More Control in 1.4.0
SubBuddy 1.4.0 brings a warmer new look, a redesigned Chrome extension, smarter renewal controls, safer CSV review, and more practical workflows for staying ahead of recurring payments.
The Subscription Rotation Playbook: How to Watch Everything for $15–30/Month in 2026
Many Americans pay for streaming services they don't use every month. The smartest consumers in 2026 aren't canceling — they're rotating. Here's the exact month-by-month playbook to watch everything you want across Netflix, Disney+, Max, and more while never paying for more than 1–2 services at a time.
My Tax Season Subscription Audit: How I Found $1,200 in Deductible Software I Forgot About
After the April filing rush, most freelancers and small business owners still have a chance to improve their records, amend missed deductions, or build a better system for next year. Here's the exact subscription audit I ran, every software category to review, and a checklist so fewer deductible tools slip through the cracks.
The Subscription Trap: How Dark Patterns Keep You Paying (And the Law Finally Fighting Back)
Companies intentionally make subscriptions easy to start and nearly impossible to cancel. Learn the psychology behind subscription traps, recognize dark patterns, and discover how the FTC's new Click-to-Cancel rule is changing everything in 2026.
I Found 9 Hidden Subscriptions in My iPhone Bill in 10 Minutes — Here's Exactly How I Did It
Last Sunday I opened Subscriptions on my iPhone out of curiosity. Nine charges I'd totally forgotten were sitting there. Here's the exact 4-step process to find and kill every hidden subscription on your iPhone right now.
2026 Subscription Price Hike Tracker: Every Service That Raised Prices This Year
Netflix, Spotify, Disney+, Adobe, and other recurring services have all become more expensive heading into 2026. This tracker summarizes confirmed major subscription price increases, when they happened, and how much more you're paying.
The True Cost of Streaming in 2026: How Much Are Families Actually Spending?
Streaming was supposed to be the affordable alternative to cable. But in 2026, the average household is spending more than ever. We break down every major service's pricing and reveal what American families are really paying.
Monarch Money vs Rocket Money: The Complete 2026 Comparison
Trying to decide between Monarch Money and Rocket Money for managing your finances and subscriptions? This in-depth comparison breaks down pricing, features, pros and cons to help you choose the right app for your needs in 2026.
The Hidden Cost of Free Trials: How $0 Becomes $500/Year
That 'free' trial you forgot about? It's not free anymore. Discover how forgotten free trials are costing Americans an average of $500 per year—and the exact steps to stop the bleeding.
5 Subscription Wins You Can Get in the Next 30 Minutes: Start 2026 Right
Don't have time for a full subscription audit? Here are 5 quick wins you can accomplish in half an hour that will save you real money in 2026—no spreadsheets required.
How to Audit Your Bank Statement and Find Hidden Subscriptions in 30 Minutes
Stop letting forgotten subscriptions drain your bank account. This step-by-step guide shows you exactly how to audit your statements, identify hidden charges, and reclaim your money—all in half an hour.
The Ultimate Streaming Wars Guide: Which Services Are Actually Worth It in 2026?
With Netflix, Disney+, Max, Apple TV+, Prime Video, Peacock, Paramount+, and more all fighting for your wallet, which streaming services actually deserve your money? We break down every major platform.
The Rise of AI Subscriptions: Is Your ChatGPT Plus Worth It?
AI tools have become the fastest-growing subscription category in 2025. From ChatGPT Plus to Midjourney, we break down which AI subscriptions are worth your money—and which ones you can skip.
The 'Death by $5' Trap: Why Micro-SaaS is Draining Your Wallet
It's just $5, right? Wrong. Discover why small, seemingly insignificant app subscriptions are the most dangerous expenses in your budget—and how to stop the bleeding.
The Psychology of Subscription Fatigue: Why We Don't Cancel
Ever wonder why you keep paying for that streaming service you haven't watched in months? It's not just laziness—it's psychology. We dive into the behavioral economics keeping you subscribed.
The Complete Guide to Canceling Subscriptions on Every Platform (2026)
Canceling subscriptions should be simple, but companies make it intentionally difficult. Here's your step-by-step guide to canceling subscriptions on every major platform—from Apple to Amazon.
7 Subscription Red Flags That Mean You're Being Overcharged
Not all subscriptions are created equal. Learn to spot the warning signs that you're paying too much—or being actively scammed.
How Much Does the Average American Spend on Subscriptions? What the Best Data Shows
There is no single perfect subscription average. Current public studies measure different baskets, from $219/month across subscription services to $69/month for four paid streaming services.
Small Business Software Subscription Audit Checklist: Cut SaaS Waste Without Breaking Your Workflow
A practical checklist for auditing every small business software subscription: owners, seats, usage, renewals, duplicates, security risk, and what to cancel, downgrade, or keep.
Top 7 Alternatives to Rocket Money for 2026
Rocket Money is a powerful tool, but it isn't for everyone. Whether you're seeking a simpler interface, different features, or a better price, here are the top 7 alternatives to Rocket Money in 2026.
Why I Built SubBuddy: The Personal Story Behind the App
The moment I discovered I was paying for 12 subscriptions I'd forgotten about, I knew something had to change. Here's the personal journey that led to creating SubBuddy.
Recurring Bills Tracker: 5 Non-Subscription Expenses to Review Before They Renew
Streaming and app subscriptions are only part of recurring spend. Use this tracker framework for insurance, utilities, debt payments, annual memberships, and local services.